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Cleva Banking - Open And Run A US-based USD Bank Account From Nigeria (A User-based Review)

Intro

With the very poor economy at home and the free fall of the Naira, one thing many Nigerians need now is how to easily participate in the global web-based economy. But, one thing that keeps stopping many Nigerians from fulfilling this desire is a reliable means of receiving or spending in globally accepted currencies. So, here is a totally honest and highly simplified user-based review of one of the options available to Nigerians for achieving this, namely, Cleva Banking.

Take time to go through this review so as to understand what you are going into. Then, you can sign up to experience it first hand. Towards the end of this review, you will also see how we can all join hands to watch Cleva Banking lest it becomes a scam with time.

What Are Current Users Of Cleva Banking Saying About It?

We checked Google Play Store to see what the current users of Cleva Banking are saying about it. First, the Cleva Banking Android app currently has a user rating of 4.3/5 on Google Play Store:


A finance-based app getting up to 4.3 rating is commendable because when it comes to money, people can easily get offended.

However, with a little over 10,000 downloads and 120 reviews only so far, we are still watching the service closely to see if it continues to make its users happy. By the end of this review, you will see how to help us keep Cleva on its toes.

Then, here are individual user reviews and ratings for Cleva on Google Play Store:

Positive User Reviews And Ratings Of Cleva Banking

Here are some screenshots of positive user reviews for Cleva on Google Play Store:




Average To Negative User Reviews And Ratings Of Cleva Banking

Here are screenshots showing some users and prospective users who are not quite happy with Cleva and those who are outrightly unhappy with them, and their reasons:

Cleva Banking Transaction Fees: How Do They Compare With The Competition?

One of the complaints being levied against Cleva Banking is that their fees are on the high side. However, our finding is that Cleva fees are actually lower than most of its competition at least. Here is what Techpoint Africa has to say about this...

To help you make sense of that testimony from Techpoint Africa, it means that Cleva Banking charges a fee of 0.9% on every deposit made into users USD accounts, with the highest chargeable fee (cap) being $20. This is unlike the competition that generally charge a fee of 1% without a highest chargeable fee.

This is to say that if 0.9% of the deposit made into your account is $25, Cleva will still charge $20, unlike the competition that will charge $25 if that is the 1% of the deposit. This is good news to freelancers because that means you will not be afraid of losing much of your money after suffering so much to earn it.

Who Owns Cleva Banking?

If you must entrust your hard-earned money to Cleva Banking, then, you need to know those who are behind it. So, who are they?

The brand was founded by Tolu Alabi who is the current CEO alongside Philip Adama Abel who is the CTO. Tolu Alabi's LinkedIn profile shows that she is a former employee of Stripe, Amazon, and Goldman who is based in the San Francisco Bay Area in the United States of America. As for Philip Abel, his LinkedIn profile reveals that he is an alumnus of Massachusetts Institute of Technology who is based in Greater Boston, United States.
Tolu Alabi and Philip Adama Abel, founders of Cleva Banking, Image credit: Nairametrics

Customer Care Profile Of Cleva

It is our belief that customer service is one of the best qualities a brand can have. A good customer care profile cancels out most of a brand's defects since it helps to solve the problems occasioned by those defects as soon and as well as possible.

From the testimonies of scores of customers, we can see that Cleva has a good customer care profile so far. This is also evident from the swift responses they give to reviews on Google Play Store. We hope they continue this way.

Our Advice About  Cleva Banking

No matter what other people (including us) may say about Cleva Banking, nothing beats your own personal one-on-one experience of their services. With the above snapshot of what other users are saying about the service, you now have an idea of both the positives and the issues with it.

With that knowledge, we advise you as follows:

1.  Sign up with the service and experience it first hand. As you are signing up, do not be in a haste. Instead, try to read and follow the instructions strictly. This is because, as you can see, most of the low user ratings are due to issues on the user backend.
2. Use Cleva Banking on a browser a little before downloading the app from your dashboard and only when prompted to do so. This not only gives you an opportunity to have a first hand experience of what it is like to use the service both on a browser and as a downloadable app, it also makes downloading and using the app seamless. It also prevents the possible mistake of downloading another app identified as 'Cleva' which is owned by Vetstark Engineering rather than Cleva Technologies.

And Help To Watch Cleva Banking With Us

One of the reasons we want more Nigerians to sign up with Cleva Banking is so that we can have more eyes watching them with us. So, as you use the service, if you ever discover anything like scam with them, kindly comment below. 

If we check and discover that they are truly turning into a scam at any time, not only that we will report them to relevant authorities, we will also push for justice for the victims. We however hope that it will never come to that.

Conclusion 

We also signed up with Cleva to enable us watch them as vigilant insiders. Note that, by signing up via this page, you are recognized as being referred from us using the code CHIN693. It makes us have the opportunity and the responsibility to help in watching your back more closely. And, while we earn a little fund at no cost to you from helping you to find this opportunity, it can never influence our neutral approach to giving out information about Cleva Banking.

Therefore, as we discover more facts about Cleva Banking, expect us to update this review. So, you can bookmark this page and continue to check back from time to time. So far, if you sign up via this page and you have any issue while signing up or any other problem, you can share it below and we are going to be happy to help. Thank you.
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